TERMS AND CONDITIONS Agreement between User and bizcred.com Welcome to bizcred.com. The bizcred.com website is comprised of various web pages operated by ENTERPRISE CAPITAL SOLUTIONS, INC. BIzcred.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of bizcred.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference. Bizcred.com is a Business Lending Site Enterprise Capital Solutions, Inc. invites you to view, use and download a single copy of this Web Site for your informational, non-commercial use to evaluate whether to enter into a business relationship with Enterprise Capital Solutions, Inc., provided that you leave all the copyright, trademark, and other proprietary notices in tact. Except as otherwise provided in these Terms of Use, no part of any content, information or software on or comprising this Web Site may be copied, downloaded or stored in a retrieval system for any other purpose or redistributed in any form or manner for any purpose without the express prior written permission of Enterprise Capital Solutions, Inc.. You understand that Enterprise Capital Solutions, Inc. may discontinue, change or restrict your use of this Web Site for any reason without notice. ENTERPRISE CAPITAL SOLUTIONS, INC. MAKES NO ASSURANCE, COMMITMENT OR GUARANTY TO EXTEND CREDIT TO OR ENTER INTO ANY  BUSINESS TRANSACTION WITH ANY USER OF THIS WEB SITE. YOUR USE OF THIS WEB SITE OR SUBMISSION OF INFORMATION TO ENTERPRISE CAPITAL SOLUTIONS, INC., INCLUDING APPLICATIONS, BY OR THROUGH THIS WEB SITE, DO NOT CREATE OR RESULT IN ANY LEGALLY BINDING OBLIGATION, CONTRACT OR AGREEMENT ON, BY OR WITH RESPECT TO ENTERPRISE CAPITAL SOLUTIONS, INC. OR ANY OF ITS AFFILIATES. Electronic Communications Visiting bizcred.com or sending emails to ECS constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing. Your Account If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that ECS is not responsible for third party access to your account that results from theft or misappropriation of your account. ECS and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion. ECS does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use bizcred.com only with permission of a parent or guardian. Links to third party sites Third party services bizcred.com may contain links to other websites. The Linked Sites are not under the control of ECS and ECS is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. ECS is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by ECS of the site or any association with its operators. Certain services made available via bizcred.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the bizcred.com domain, you hereby acknowledge and consent that ECS may share such information and data with any third party with whom ECS has a contractual relationship to provide the requested product, service or functionality on behalf of bizcred.com users and customers. No unlawful or prohibited use/Intellectual Property You are granted a non-exclusive, non-transferable, revocable license to access and use bizcred.com strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to ECS that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other partys use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site. All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of ECS or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto. You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. ECS content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of ECS and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of ECS or our licensors except as expressly authorized by these Terms. International Users The Service is controlled, operated and administered by ECS from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the ECS Content accessed through bizcred.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations. Indemnification You agree to indemnify, defend and hold harmless ECS, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. ECS reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with ECS in asserting any available defenses. Liability Disclaimer THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. ENTERPRISE CAPITAL SOLUTIONS, INC. AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME. ENTERPRISE CAPITAL SOLUTIONS, INC. AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED AS IS WITHOUT WARRANTY OR CONDITION OF ANY KIND. ENTERPRISE CAPITAL SOLUTIONS, INC. AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ENTERPRISE CAPITAL SOLUTIONS, INC. AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF ENTERPRISE CAPITAL SOLUTIONS, INC. OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE. Termination/Access Restriction ECS reserves the right, in its sole discretion, to terminate your access to the Site and the relatedservices or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Florida and you hereby consent to the exclusive jurisdiction and venue of courts in Florida in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section. You agree that no joint venture, partnership, employment, or agency relationship exists between you and ECS as a result of this agreement or use of the Site. ECS  performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of ECS’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by ECS with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and ECS with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and ECS with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English. Changes to Terms ECS reserves the right, in its sole discretion, to change the Terms under which bizcred.com is offered. The most current version of the Terms will supersede all previous versions. ECS encourages you to periodically review the Terms to stay informed of our updates.  Effective as of July 10, 2010 Contact Us ECS welcomes your questions or comments regarding these Terms:       Telephone number: 1-800-285-5044 ENTERPRISE CAPITAL SOLUTIONS, INC.    3555 Cypress Terrace Pinellas Park, FL 33781